The UPI-based WhatsApp Payment feature allows users in India to send and request money from contacts on the app with just a few taps. All you need is a UPI ID and your PIN - if you don't have them, you can set it up within WhatsApp itself. Since UPI works with the help of your phone number, you will get all your accounts within the single interface. If you want to know how to send money from WhatsApp, or request others to send you an amount, watch our explainer video.