BEST CAMERA MOBILE PHONES UNDER 20000 IN INDIA

If you were looking to buy a great camera phone with a budget of Rs. 20,000, here’s a list of the best camera phones in India in that price range that are currently available to buy in India. The list has been sorted as per the camera review rating, with the highest rated camera smartphone on top, as well as release date, with the newer phone shown above older models. Every model on this list was launched less than 18 months ago.

The phones here were awarded a camera score of at least 7 out of 10 in the comprehensive Gadgets 360 review. You can thus rest easy that the photo and video quality of these smartphones is excellent, and, that the quality extends to both the front and rear camera setups. You can also be assured that the devices in the below list of best camera phones under Rs. 20,000 will offer a great experience overall, because we have only listed those models that received an overall score of 8 or above.

Alongside each phone, you will see their camera rating and key specifications, apart from links to its full specifications, its full review, and other phones by the same manufacturer. If you didn’t find what you were looking for on this page, try our other useful camera phone pages – Best Camera Phones Under Rs. 15,000, Best Camera Phones Under Rs. 25,000, and Best Camera Phones Under Rs. 30,000. You can also check out our helpful Compare Phones and Phone Finder tools.

Motorola Edge 50 Neo Specifications
Display 6.40-inch, 1220x2670 pixels
Processor MediaTek Dimensity 7300
RAM 12GB
Storage 256GB
Battery Capacity 5000mAh
Rear Camera 50MP + 13MP + 10MP
Front Camera 32MP

The Moto G85 5G is a mid-range smartphone that is desiged to combines a modern design with reliable performance. It boasts a large curved display with a high refresh rate for smooth visuals and vibrant colours that enable users to watch content on a range of applications.

Powered by a recently launched midrange processor, the Moto G85 handles multitasking and gaming efficiently and comes with enough memory and internal storage, which are both expandable as per your needs.

For photography, the Moto G85 features a dual-camera setup with optical image stabilisation (OIS). It also has a high-resolution front-facing camera for selfies. The It packs a large battery with support for fast charging, ensuring all-day use.

Running on Android 14, the Moto G85 5G includes useful software features and security updates but comes with some bloatware and notification spam. Its practical design includes a plastic frame and back, and the phone has an IP54 dust and splash resistance rating.

Moto G85 5G Specifications
Display 6.67-inch, 2400x1080 pixels
Processor Qualcomm Snapdragon 6s Gen 3
RAM 8GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 8MP
Front Camera 32MP

The CMF Phone 2 Pro brings a lot of improvements to the CMF series. The latest smartphone from the brand offers a sleeker design language and a good in-hand feel. The handset provides decent performance and a good value-for-money proposition in this price segment. The cameras are capable of taking some good photos in different lighting conditions. The CMF Phone 2 Pro also has a good battery life, lasting slightly more than a day and having moderate to heavy usage. That said, if you are looking for an all-around package and want to experience a clean user interface, consider this smartphone. 

CMF by Nothing Phone 2 Pro Specifications
Display 6.77-inch, 1080x2400 pixels
Processor MediaTek Dimensity 7300 Pro
RAM 8GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 50MP + 8MP
Front Camera 16MP

The Poco X7 is packed with features to the brim and, on paper, is a great device for everyday use. Starting with the display, the peak brightness is on par with the competition, and the additional IP rating offers consumers peace of mind. It is powered by MediaTek Dimensity 7300 Ultra and is a decent processor for everyday tasks. The phone also packs AI features and comes with 3+4 years of software update. The camera isn't the strongest highlight, but its performance credentials make it an excellent choice for its price segment.

Poco X7 5G Specifications
Display 6.67-inch
RAM 8GB
Storage 128GB
Battery Capacity 5500mAh
Rear Camera 50MP + 8MP
Front Camera 20MP

The OnePlus Nord CE4 has an IP54 rating for dust and water resistance. It has a frame made out of polycarbonate that is supposed to be very durable and is able to sustain drops. The rear panel too is made of polycarbonate.

The phone offers good performance for the casual user, but is not ideal for gaming. Its display can get really bright outdoors and is also HDR10-certified. While it offers a high refresh rate, its touch sampling rate or sensitivity comes up a bit short while playing FPS games

The Nord CE4 comes with OxygenOS 14, which is based on Android 14. It is highly customisable and offers some handy new features like Fluid Cloud. Some of these features are AI-enabled.

Overall camera performance is quite average for its segment and video recording quality isn’t great either. Battery life is excellent and the phone offers fast wired charging.

OnePlus Nord CE 4 Specifications
Display 6.70-inch, 1080x2412 pixels
Processor Qualcomm Snapdragon 7 Gen 3
RAM 8GB
Storage 256GB
Battery Capacity 5500mAh
Rear Camera 50MP + 8MP
Front Camera 16MP

iQOO Z9 5G Specifications
Display 6.67-inch, 1080x2400 pixels
Processor MediaTek Dimensity 7200
RAM 8GB
Storage 128GB
Battery Capacity 5,000mAh
Rear Camera 50MP + 2MP
Front Camera 16MP

Samsung Galaxy A35 5G Specifications
Display 6.60-inch, 2340x1080 pixels
RAM 6GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 8MP + 5MP
Front Camera 13MP

Nothing Phone 2a Specifications
Display 6.70-inch, 1080x2412 pixels
RAM 8GB
Storage 128GB
Battery Capacity 5000mAh
Rear Camera 50MP + 50MP
Front Camera 32MP

Best Camera Mobile Phones Under 20000 in India (10 September 2025)

Best Camera Mobile Phones Under 20000 in India Price in India
Motorola Edge 50 Neo Rs. 19,999
Moto G85 5G Rs. 15,990
CMF by Nothing Phone 2 Pro Rs. 17,999
Poco X7 5G Rs. 16,999
OnePlus Nord CE 4 Rs. 19,998
iQOO Z9 5G Rs. 17,499
Samsung Galaxy A35 5G Rs. 19,999
Nothing Phone 2a Rs. 16,999
List of Best Camera Mobile Phones Under 20000 in India, last updated on 10 September 2025

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